Terms of Use
Effective date: 20 October 2025
Last updated: 20 October 2025
Version: 1.0
1 · Introduction
These Terms of Use (“Terms”) govern your use of www.RichestMan.org (the “Site”), owned and operated by Jon V. Bjarnason, P.O. Box 352, 262 Iceland (“the Company”).
By accessing or using this Site or any related websites operated by the Company, you confirm that you have read, understood, and agree to these Terms. If you do not agree, please discontinue use of the Site.
When you voluntarily provide personal information to the Company, you consent to receive notices, announcements, and other communications electronically by email at the address you provide.
2 · Course Cancellations and Payments
If you enrol in a course or training, you must give written notice by email to [email protected] at least 14 days before the start date to delay or cancel participation.
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Cancellations received within 14 days of the course start date are subject to 100 % tuition.
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Failure to attend without cancellation is considered full participation and is non-refundable.
Tuition may be charged in full when:
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The course is fully booked and a waiting list exists, or
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The course has commenced and the attendance meets the minimum participant number.
Consumer withdrawal right
Under Icelandic and EU law, online consumers normally have a 14-day right to withdraw from digital purchases. By starting a digital course or accessing materials immediately, you acknowledge that this right is waived once delivery of digital content begins.
3 · Use of Site
This Site is for informational and transactional purposes related to the Company’s products and services.
You may not use the Site to:
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Post unlawful, threatening, defamatory, obscene, or harassing material;
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Send spam or unsolicited advertising;
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Encourage illegal activity;
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Disclose private data of others without consent; or
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Infringe copyrights, trademarks, or other proprietary rights.
4 · Site Content and Ownership
All materials, including text, images, videos, audio, graphics, and design (collectively “Content”), are owned by the Company or its licensors and are protected by copyright and other intellectual-property laws.
You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Site for personal, non-commercial purposes only.
No Content may be copied, distributed, or modified without prior written consent from the Company. Any unauthorised use may result in civil or criminal liability.
If you believe your copyright or trademark is infringed on this Site, please contact [email protected] with:
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Your name and contact details;
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A description of the work and alleged infringement;
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The URL/location of the infringing material; and
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Supporting documentation (e.g., registration info).
5 · Intellectual Property
All trade names, trademarks, and project titles—including RichestMan.org and The Richest Man Project—are the property of Jon V. Bjarnason or used under licence.
Nothing in these Terms grants permission to use any trademark or logo without written consent.
The Company may, at its discretion, remove any content that infringes intellectual-property or other rights.
6 · Disclaimer of Warranty
Use of this Site is at your sole risk.
The Site and all Content are provided “as is” and “as available” without warranties of any kind, whether express or implied, including but not limited to merchantability, fitness for a particular purpose, non-infringement, accuracy, or reliability.
The Company does not warrant that the Site will be uninterrupted, error-free, or free of viruses.
7 · Limitation of Liability
To the fullest extent permitted by law, the Company shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of this Site or any Content, even if advised of such possibility.
Some jurisdictions do not allow exclusion of certain damages; in such cases, liability is limited to the maximum extent permitted by law.
8 · Indemnification
You agree to indemnify and hold harmless the Company, its officers, employees, and agents from any claims, damages, or expenses (including reasonable attorney fees) arising from your use of the Site or violation of these Terms.
9 · Privacy
Your use of the Site is also governed by our Privacy Policy.
By using the Site, you consent to the collection and use of your data as described there.
10 · Limitation on Claims
Any cause of action arising from use of the Site must be filed within one year after the event giving rise to the claim; otherwise, it is permanently barred.
11 · Termination
The Company may suspend or terminate access to the Site at any time, with or without notice, for conduct that it believes violates these Terms or is otherwise harmful.
12 · Links to Other Sites
This Site may contain links to external websites (“Linked Sites”). These are provided for convenience only.
The Company does not endorse, control, or guarantee any Linked Site and is not responsible for their content or practices. Access them at your own risk.
13 · Governing Law and Jurisdiction
These Terms are governed by the laws of Iceland.
You agree that any disputes will be resolved exclusively by the District Court of Reykjanes, Iceland, and you consent to its jurisdiction.
If you access the Site from outside Iceland, you are responsible for compliance with your local laws.
14 · Entire Agreement
These Terms constitute the entire agreement between you and the Company regarding the Site and supersede all prior communications.
If any provision is held invalid, the remaining terms remain in effect.
15 · Modifications
We may revise these Terms from time to time. Updated versions will be posted on this page with a new “Last updated” date. Continued use of the Site constitutes acceptance of the revised Terms.
16 · Electronic Communications
By using the Site, you agree to receive notices and agreements electronically.
You consent to electronic records being admissible as evidence in any legal proceedings related to these Terms.
17 · Gift Cards
Gift cards:
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Cannot be redeemed for cash (except where required by law).
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Are valid one year from the purchase date.
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Are non-transferable and not replaceable if lost or stolen.
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May be refunded only if unused and accompanied by the original emailed receipt.
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Carry no service or inactivity fees.
Contact: [email protected] | P.O. Box 352, 262 Iceland
